Plain Language Summary: We collect your name, email, phone number, and loan scenario information when you submit a form on this site. We use it to contact you about mortgage programs and send it to our CRM (Bonzo) and processing tools (Zapier, Netlify). We do not sell your personal information. You can opt out at any time.
This Privacy Policy applies to Portfolio DSCR Loans, a website operated by Guthix Lending LLC (NMLS #2672037), a licensed mortgage broker. Jordan Syers (NMLS #1211031) is the individual loan originator associated with this site.
Registered address: Reading, PA. Licensed in: CA, DC, FL, KS, MD, MO, OK, PA, TX, VA.
We do not use cookies for advertising tracking on this site. We do not use Facebook Pixel, Google remarketing tags, or similar advertising trackers without explicit disclosure.
We do not sell your personal information to third parties. We share your information only as follows:
If you are a California resident, you have the following rights under the California Consumer Privacy Act (CCPA) and California Privacy Rights Act (CPRA):
To exercise these rights, contact us at: jordan@guthixlending.com or call (913) 543-0875. We will respond within 45 days.
We retain your personal information for as long as necessary to fulfill the purposes described in this policy and to comply with applicable legal requirements. Mortgage-related records are retained for a minimum of 3 years from the date of the transaction or inquiry, as required by federal and state law.
We use SSL/TLS encryption (HTTPS) on all pages. Form data is transmitted securely via Netlify's encrypted infrastructure. We implement reasonable technical and organizational measures to protect your information from unauthorized access, loss, or misuse.
This website is not directed to individuals under the age of 18. We do not knowingly collect personal information from minors. If you believe we have inadvertently collected information from a minor, contact us immediately.
This site may contain links to third-party websites (NMLS Consumer Access, lender sites, etc.). We are not responsible for the privacy practices of those sites. Please review their privacy policies before submitting any personal information.
We may update this Privacy Policy from time to time. We will post the updated policy on this page with a revised effective date. Your continued use of the site after changes constitutes acceptance of the updated policy.
Jordan Syers • NMLS #1211031
Guthix Lending LLC • NMLS #2672037
Email: jordan@guthixlending.com
Phone: (913) 543-0875
NMLS Consumer Access: nmlsconsumeraccess.org
Important: Nothing on this website constitutes a commitment to lend, a loan approval, a rate lock, or an offer to extend credit. All loan products are subject to credit approval, property eligibility, and program availability. Rates and program guidelines are subject to change without notice.
By accessing or using this website, you agree to be bound by these Terms of Use and our Privacy Policy. If you do not agree to these terms, please do not use this site.
The content on this website — including program descriptions, rate ranges, loan-to-value ratios, credit score requirements, and scenario examples — is provided for general informational and educational purposes only. It does not constitute:
All loan scenarios, program specifications, and rate examples are hypothetical illustrations. Actual terms depend on your individual credit profile, property characteristics, income documentation, and current market conditions.
Submitting a form on this website does not constitute a loan application and does not create any obligation on the part of Guthix Lending LLC or Jordan Syers to provide financing. All applications are subject to underwriting review and approval.
Interest rates, APRs, fees, and program guidelines shown on this site are subject to change without notice and may not reflect current market conditions. Rates are not guaranteed until locked in writing. Any rate displayed is for illustrative purposes only and is not an offer.
Per the FTC's Mortgage Acts and Practices (MAP) Rule (Regulation N), we do not make materially misleading claims about mortgage products or use terms like "guaranteed approval" or "best rates" without independent verification.
Jordan Syers (NMLS #1211031) is a licensed mortgage loan originator operating under Guthix Lending LLC (NMLS #2672037). Licensing information can be verified at NMLS Consumer Access.
Services are available only in states where Jordan Syers and/or Guthix Lending LLC are properly licensed or where no license is required for business-purpose loans. See our Licensing & Disclosures tab for state-specific information.
Guthix Lending LLC is an Equal Housing Lender. We do not discriminate on the basis of race, color, religion, national origin, sex, marital status, age, receipt of public assistance, disability, familial status, sexual orientation, gender identity, or any other protected status under applicable federal or state law.
All content on this website — including text, design, graphics, logos, and code — is the property of Guthix Lending LLC or its licensors and is protected by applicable intellectual property laws. You may not reproduce, distribute, or create derivative works without express written permission.
To the maximum extent permitted by law, Guthix Lending LLC and Jordan Syers shall not be liable for any direct, indirect, incidental, or consequential damages arising from your use of this website or reliance on its content. Use this site at your own risk.
This site uses third-party services including Netlify (hosting/forms), Bonzo/Aidium (CRM), and Zapier (automation). Your use of this site is also subject to the terms and privacy policies of those providers.
These Terms of Use are governed by the laws of the Commonwealth of Pennsylvania, without regard to its conflict of law provisions. Any disputes shall be resolved in the courts of Berks County, Pennsylvania, or applicable federal courts.
We reserve the right to modify these Terms of Use at any time. Changes are effective upon posting to this page. Continued use of the site constitutes acceptance of the revised terms.
By submitting a form on this website, you expressly consent to receive calls, text messages (including SMS and MMS), and emails from Jordan Syers (NMLS #1211031) and Guthix Lending LLC (NMLS #2672037) regarding mortgage products and services at the phone number and email address you provided. This consent is not a condition of purchase or loan approval.
When you submit a quote request or lead magnet form on this website, you provide express written consent as defined by the Telephone Consumer Protection Act (TCPA) and the FCC's updated 1:1 consent rules (effective January 27, 2025) for Guthix Lending LLC and Jordan Syers to contact you using:
This consent applies to the phone number and email address you provided at the time of submission, even if your number is listed on a federal or state Do Not Call registry.
Per the FCC's updated TCPA rules effective January 27, 2025, your consent on this website applies specifically and exclusively to Guthix Lending LLC and Jordan Syers. Your consent is not shared with or transferred to any unaffiliated third parties for their independent marketing purposes.
Each form submission on this site records:
By providing your mobile number, you consent to receive text messages from Guthix Lending LLC / Jordan Syers regarding:
Message frequency varies. Standard message and data rates may apply. Reply STOP to opt out of text messages at any time. Reply HELP for assistance. Opting out will not affect your ability to receive a mortgage quote.
By submitting a form, you consent to receive email communications from Jordan Syers and Guthix Lending LLC. You may unsubscribe from marketing emails at any time by clicking the unsubscribe link in any email or by contacting us directly. Transactional emails related to an active loan application cannot be unsubscribed.
Opt-out requests will be processed within 10 business days.
Your express written consent provided on this website supersedes any registration you may have on the National Do Not Call Registry for communications from Guthix Lending LLC and Jordan Syers specifically. You may revoke this consent at any time as described above.
Your contact information and consent record are stored in Bonzo (by Aidium), our licensed mortgage CRM. Consent records include timestamp, IP address, page URL, and the consent language displayed. These records are maintained for a minimum of 4 years in compliance with TCPA record-keeping best practices.
Jordan Syers
NMLS ID: #1211031
Operating under: Guthix Lending LLC
Guthix Lending LLC
NMLS ID: #2672037
Principal Office: Reading, Pennsylvania
| State | License Type | License Number | Regulator |
|---|---|---|---|
| California | Real Estate Broker / DRE | Verify at NMLS | CA Dept of Real Estate |
| Washington DC | Mortgage Loan Originator | Verify at NMLS | DC Dept of Insurance, Securities & Banking |
| Florida | Mortgage Loan Originator | Verify at NMLS | FL Office of Financial Regulation |
| Kansas | Mortgage Loan Originator | Verify at NMLS | KS Office of the State Bank Commissioner |
| Maryland | Mortgage Loan Originator | Verify at NMLS | MD Office of Financial Regulation |
| Missouri | Mortgage Loan Originator | Verify at NMLS | MO Division of Finance |
| Oklahoma | Mortgage Loan Originator | Verify at NMLS | OK Dept of Consumer Credit |
| Pennsylvania | Mortgage Loan Originator | Verify at NMLS | PA Dept of Banking & Securities |
| Texas | Mortgage Loan Originator | Verify at NMLS | TX Dept of Savings & Mortgage Lending |
| Virginia | Mortgage Loan Originator | Verify at NMLS | VA Bureau of Financial Institutions |
DSCR and business-purpose investment property loans are available in additional states where no MLO license is required for non-owner-occupied business-purpose lending. This includes: AL, AK (LLC/Corp), AR, CO, CT, DE, FL (LLC/Corp if unlicensed), GA (LLC/Corp), HI, IN, KY, LA, ME, MA, MS, NH, NM, OH, RI, SC, TN, WA, WV, WI, WY.
Business-purpose loan availability varies by lender. Always confirm with Guthix Lending LLC prior to proceeding. This is not legal advice.
Consumers wishing to file a complaint against a mortgage banker or a licensed mortgage banker residential mortgage loan originator should complete and send a complaint form to the Texas Department of Savings and Mortgage Lending, 2601 North Lamar, Suite 201, Austin, Texas 78705. Complaint forms and instructions may be obtained from the department's website at www.sml.texas.gov. A toll-free consumer hotline is available at 1-877-276-5550.
Loans made or arranged pursuant to California Department of Real Estate license. Licensed by the California Department of Real Estate. The California Residential Mortgage Lending Act (CRMLA) and the Real Estate Law govern activities in California.
For business-purpose loans in Florida, the property and/or loan must be vested in a corporation or LLC. Personal loans to individual borrowers in Florida require an active Florida Mortgage Loan Originator license.
Licensed by the Maryland Office of Financial Regulation. For inquiries, contact: MD Office of Financial Regulation, 1100 North Eutaw Street, Suite 611, Baltimore, MD 21201.
Licensed by the Virginia State Corporation Commission. Bureau of Financial Institutions. Contact: scc.virginia.gov/bfi
Licensed by the Pennsylvania Department of Banking and Securities. Contact: dobs.pa.gov
You may verify licensing information for Jordan Syers (NMLS #1211031) and Guthix Lending LLC (NMLS #2672037) at:
Guthix Lending LLC is committed to the letter and spirit of the Equal Housing Opportunity laws.
Guthix Lending LLC and Jordan Syers are committed to fair lending practices and equal access to mortgage financing. As prohibited by federal law, we do not engage in business practices that discriminate on the basis of:
The Fair Housing Act prohibits discrimination in all aspects of residential real estate transactions, including mortgage lending, on the basis of race, color, national origin, religion, sex, familial status, and disability.
ECOA prohibits discrimination in any aspect of a credit transaction. All applicants are evaluated based on creditworthiness, income (or property cash flow for DSCR loans), and program eligibility — not on personal characteristics.
We are committed to meeting the credit needs of all communities in which we operate, including low- and moderate-income neighborhoods.
Our DSCR and non-QM programs are available to all qualified borrowers regardless of personal characteristics. Program eligibility is based on:
None of our programs use race, national origin, gender, or other protected characteristics as underwriting criteria.
Our digital advertising campaigns do not exclude or target users on the basis of protected class characteristics. We comply with Google's Housing Ads policies and the Fair Housing Act's prohibition on discriminatory advertising targeting.
If you believe you have been discriminated against in a real estate or mortgage transaction, you may file a complaint with:
You may also contact us directly at jordan@guthixlending.com or (913) 543-0875.
We are committed to making our website accessible to individuals with disabilities. If you experience any barriers accessing information on this site, please contact us and we will provide the information in an alternative format.