◆ Co-Founders • Guthix Lending LLC

Most Loan Officers Sell You a Rate.
We Help You Build a Strategy.

Jordan Syers and Michael Stewart founded Guthix Lending because investors and self-employed borrowers deserve loan officers who think like them — not against them.

18+Years Combined
Experience
51DSCR Programs
Available
35States
Served
11Active State
Licenses
Meet the Founders

Two Investors. Two Loan Officers.
One Mission.

We didn't start Guthix Lending to be another mortgage brokerage. We started it because we've been on both sides of the closing table — and we know what investors actually need.

Jordan Syers — Co-Founder
Jordan Syers
Co-Founder • Loan Officer

10+ years in mortgage. Real estate investor. Former director of the nation's largest originator training program. Jordan built the DSCR program engine that powers Guthix Lending — 26 products from 12+ lenders, structured to maximize investor cash flow.

He's personally closed 20+ real estate deals and understands the BRRRR exit, the rehab timeline, and the rate lock strategy because he's lived them.

NMLS #1211031 • Active
📞 (913) 543-0875 ✉ jordan@guthixlending.com
Michael Stewart — Co-Founder
Michael Stewart
Co-Founder • Loan Officer

8+ years in mortgage. Licensed in 11 states with deep expertise across DSCR, conventional, and portfolio lending. Michael brings the operational backbone to Guthix — building systems, managing lender relationships, and making sure every deal closes on time.

His investor-first approach means he's thinking about your next acquisition before you are — structuring each loan to keep your portfolio growing.

NMLS #1924090 • Active
📞 (602) 344-9333 ✉ michael@guthixlending.com
Our Philosophy

We're Not Just Your Loan Officers.
We're Fellow Investors.

When you bring us a deal, we're not just checking boxes. We're thinking about whether the numbers work, which program gives you the best cash flow, and how this fits into your longer-term portfolio strategy.

Investor Mindset First

We've personally been through the underwriting, the appraisals, the rehab timelines, the BRRRR exits, the rate locks. We understand the investor mindset because we have it ourselves. Every deal is structured to maximize leverage, protect cash flow, and set up the next acquisition.

No Runaround. No Gatekeeping.

We give you the real numbers and honest answers — not the scripted sales pitch. If a deal doesn't work, we'll tell you. If there's a better program, we'll find it. Same-day responses, direct communication, and no surprises at the closing table.

What We Do

Programs Built for Real Investors & Real Business Owners.

🏢

DSCR Investor Loans

Qualify on rent, not income. 51 programs from 12+ lenders. LTV up to 85%. No tax returns. Close in 14–21 days.

💼

Self-Employed / 1099

Bank statement, P&L only, 1099 income, and asset depletion. Programs designed for business owners who write off everything.

📊

Portfolio Strategy

We help investors grow from zero properties to substantial portfolios — structuring each deal to maximize leverage and cash flow.

🏠

Conventional & FHA

Traditional mortgage programs for primary residences, second homes, and owner-occupied investment properties. Full-service lending.

💸

Cash-Out Refinance

Access equity to fund your next deal. DSCR cash-out available up to 80% LTV with no income docs. Pull capital and redeploy.

⚡

Bridge & Fix-and-Flip

Short-term capital for rehab projects and quick flips. Interest-only, fast close, and structured for experienced investors.

Service Area

Licensed in 11 States. DSCR Available in 35.

Active licenses in 11 states for all loan types. DSCR and business-purpose loans available in 35 states — no additional license required.

Active Licenses
California Washington DC Florida Georgia Kansas Maryland Missouri Oklahoma Pennsylvania Tennessee Texas Virginia
DSCR / Business Purpose — No License Required
AlabamaAlaskaArkansasColoradoConnecticutDelawareHawaiiIndianaKentuckyLouisianaMaineMassachusettsMississippiNew HampshireNew MexicoOhioRhode IslandSouth CarolinaWashington StateWest VirginiaWisconsinWyoming

Ready to Work With Us?

Bring us your scenario — DSCR deal, self-employed situation, first home, or anything in between. Straight talk. Same-day response. No runaround.

Get Quoted → 📞 Call Jordan — (913) 543-0875 📞 Call Michael — (602) 344-9333

Guthix Lending LLC • NMLS #2672037 • Equal Housing Lender